About Us

Trust Short Term Capital with your commercial real estate lending needs.

We specialize in short term financing for commercial real estate properties including multifamily buildings, retail, mixed-use, land, renovation, rehabilitation, foreclosure bankruptcy and partner buyouts.  Short Term Capital services clients across all five boroughs, Long Island and Westchester. Our relationships will help us help you capitalize on smart solutions to your real estate lending needs. 

With decades private lending and commercial real estate experience, our team is able to provide seamless quotes, underwriting and execution.  We focus on quick quotes and quick closings to get you the funding you need.

We have the in-house expertise you need to successfully complete a short term commercial transaction in the New York Metro area. 


Our Team Members

We have a team of professionals with decades of experience in commercial lending and real estate transactions. Led by Mary Guarino, we leverage our passion and knowledge to lead the way for how a lending experience should be.

Short Term Capital Works for You

We are well-versed in exploring and evaluating all possible avenues to customize each loan based on our borrower’s capital needs.  We specialize in short term financing for all commercial asset classes across the New York Metro area.

Situational Lending

Providing capital to achieve success.

We provide a wide variety of options for many different situations.  Our goal is to help our clients ensure a smooth financing experience so that they can focus on their property.  Short Term Capital can lend to borrowers and properties that don’t qualify for traditional financing.  We have provided loans for buildings, land, renovations and rehabilitations as well as foreclosure/bankruptcy bailouts and partner buyouts.